VA Loans
Giving back to those who serve our country

VA ebook

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VA loans are a government backed loan product offered by approved lenders like VIP Mortgage who adhere to a strict approval process and agree to accept the VA’s guarantee in lieu of a down payment.

The benefits of a VA loan

Widely regarded as among the best loan products available, VA loans can offer qualifying veterans competitive rates and exemptions from the down payment and mortgage insurance required by conventional loans. Another benefit is the possibility of qualifying for a larger loan amount than conventional loans might allow.

How VA loans can be used

The department of Veteran Affairs has authorized qualified veterans to use VA loans for the following transactions:

  • Purchasing a new home
  • Building a custom home
  • Purchasing a condominium
  • Purchasing a lot
  • Repairs and improvements
  • Refinancing a loan
  • Energy efficient upgrades

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