The information contained in this website has been prepared by an independent third party and is distributed to consumers for educational purposes only. The information is considered reliable but not guaranteed to be accurate. The opinions expressed on this website do not represent the opinions of VIP Mortgage or The Shane Ray Team. This is designed to give helpful tips and is not intended to give legal advice. This is not a pre-qualification, pre-approval, loan approval or commitment to lend.
Pixona LLC creates websites for VIP Mortgage and The Shane Ray Team. VIP Mortgage and The Shane Ray Team compensate Pixona for this service. You are not required to use VIP Mortgage or The Shane Ray Team’s services as a condition to the purchase or sale of a home or other property. There are other mortgage lenders that may be able to offer you a mortgage loan. You are free to shop around to determine that you are receiving the mortgage rates and terms that fit your needs. Your choice of a mortgage lender or Realtor® will not affect current or future services and products provided to you by these unaffiliated entities.
VIP Mortgage does business in accordance with Federal Fair Lending Laws. VIP Mortgage is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. VIP Mortgage is approved to participate in FHA programs but the products and services performed by VIP Mortgage are not coming directly from HUD or FHA. *Certain restrictions apply. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other limitations may apply. NMLS#1058945 Please visit http://www.nmlsconsumeraccess.org/ to view all states VIP Mortgage is licensed in.